TERMS AND CONDITIONS

ExpertWin

Last Updated: March 23, 2026


1. Acceptance of Terms

In short: By using ExpertWin, you agree to these terms. If you don’t agree, please do not use our platform.

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“Creator,” “you,” or “your”) and ExpertWin (“we,” “us,” or “our”). By accessing or using the ExpertWin platform at expertwin.net, including all related services, APIs, and integrations (collectively, the “Service”), you agree to be bound by these Terms.

If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms. If you do not have such authority, or if you do not agree with these Terms, you must not use the Service.

These Terms incorporate by reference our Privacy Policy, Data Processing Agreement (Appendix A of the Privacy Policy), and any additional policies or guidelines referenced herein.


2. Definitions

In short: Key terms used throughout this agreement.

  • “Creator” means a registered user of the ExpertWin platform who creates and manages AI personas, knowledge bases, and bots.
  • “End User” means any individual who interacts with a Creator’s AI bot via Telegram or other supported channels.
  • “AI Persona” means the AI-powered bot or digital twin created by a Creator using the Service.
  • “Knowledge Base” means the collection of content, documents, and data uploaded or connected by a Creator to train and inform their AI Persona.
  • “Content” means all text, audio, images, documents, data, and other materials uploaded to, generated by, or transmitted through the Service.
  • “Subscription Plan” means the pricing tier selected by the Creator, which determines available features, usage limits, and pricing.

3. Eligibility and Account Registration

In short: You must be 18+ and provide accurate information to create an account.

3.1 Eligibility

You must be at least 18 years of age and have the legal capacity to enter into binding contracts in your jurisdiction to use the Service. By creating an account, you represent and warrant that you meet these requirements.

3.2 Account Creation

To use the Service, you must register for an account by providing accurate, current, and complete information, including your name, email address, and password. You may also register using third-party authentication providers (e.g., Google OAuth) where available.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

  • Use a strong, unique password and keep it confidential.
  • Immediately notify us at support@expertwin.net if you suspect any unauthorized access to your account.
  • Not share your account credentials with any third party.

We are not liable for any loss or damage arising from your failure to secure your account.

3.4 Account Accuracy

You agree to keep your account information up to date. We reserve the right to suspend or terminate accounts that contain inaccurate or outdated information after reasonable notice.


4. The Service

In short: ExpertWin lets Creators build AI personas that interact with audiences. We provide the tools; you provide the content.

4.1 Service Description

ExpertWin provides a platform that enables Creators to:

  • Build and customize AI-powered personas (digital twins) based on their expertise and content.
  • Upload and manage knowledge bases from various sources (text, audio, documents, YouTube, Google Drive).
  • Deploy AI personas via Telegram bots and other supported channels to interact with End Users.
  • Access analytics and insights about audience interactions.
  • Manage conversation histories and audience engagement.

4.2 Service Availability

We strive to provide continuous access to the Service but do not guarantee uninterrupted or error-free availability. The Service may be temporarily unavailable due to:

  • Scheduled maintenance (we will provide reasonable advance notice where possible).
  • Emergency maintenance or security patches.
  • Factors beyond our reasonable control, including third-party service outages (e.g., Telegram, cloud providers, AI providers).

4.3 Service Modifications

We reserve the right to modify, update, or discontinue any feature or aspect of the Service at any time. For material changes that negatively affect your use of the Service, we will provide at least 30 days’ advance notice via email or platform notification. If you do not agree with a material change, you may terminate your account before the change takes effect.


5. Creator Obligations and Responsibilities

In short: You are responsible for your content, your bot’s behavior, your End Users’ data, and compliance with laws.

5.1 Content Responsibility

You are solely responsible for all Content you upload, import, or otherwise make available through the Service. You represent and warrant that:

  • You own or have the necessary rights, licenses, and permissions to use and distribute such Content.
  • Your Content does not infringe any third party’s intellectual property rights, privacy rights, or other legal rights.
  • Your Content complies with all applicable laws, regulations, and these Terms.

5.2 End User Data Protection

As the Data Controller for your End Users’ personal data (as defined in our Privacy Policy), you are required to:

  • Maintain and publish your own Privacy Policy that is accessible to your End Users before they begin interacting with your bot.
  • Disclose the use of ExpertWin as a data processor in your Privacy Policy.
  • Describe how End User data is collected, processed, stored, and shared.
  • Obtain any necessary consents from End Users as required by applicable data protection laws (including UK GDPR, EU GDPR, CCPA, and other applicable regulations).
  • Respond to End User data subject requests (access, deletion, rectification, portability) in a timely manner.

Failure to maintain an adequate End User Privacy Policy constitutes a material breach of these Terms and may result in suspension or termination of your account.

5.3 Age Verification

You are responsible for implementing appropriate age verification mechanisms for your bots where required by applicable law in your jurisdiction. You must not knowingly allow minors under 18 to interact with your AI Persona.

5.4 Bot Behavior and Monitoring

You are responsible for the behavior and output of your AI Persona, including:

  • Regularly reviewing and refining your Knowledge Base to ensure accuracy and appropriateness.
  • Monitoring your bot’s interactions for harmful, misleading, or inappropriate responses.
  • Promptly addressing any issues reported by End Users or flagged by our platform.

5.5 Third-Party Integrations

When connecting external data sources (e.g., Google Drive, YouTube) to your Knowledge Base, you warrant that:

  • You have the legal right to use the imported content for knowledge base purposes.
  • The content does not infringe on third-party intellectual property or privacy rights.
  • You comply with the terms of service of the respective third-party platforms.

6. Acceptable Use Policy

In short: Don’t use our platform for anything illegal, harmful, or abusive.

You agree not to use the Service to:

6.1 Prohibited Content

  • Create, upload, or distribute content that is illegal, defamatory, obscene, pornographic, or sexually exploitative (especially involving minors).
  • Generate or disseminate misinformation, disinformation, or deepfakes intended to deceive or cause harm.
  • Produce content that promotes violence, terrorism, hatred, or discrimination based on race, ethnicity, gender, religion, sexual orientation, disability, or any other protected characteristic.
  • Impersonate another person or entity without their explicit consent, or create AI personas that could reasonably be mistaken for a real person without proper disclosure.
  • Distribute spam, unsolicited commercial messages, or chain letters through bots.

6.2 Prohibited Activities

  • Attempt to gain unauthorized access to other users’ accounts, data, or any part of the Service’s infrastructure.
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service.
  • Use automated scripts, bots, or scraping tools to access the Service in an unauthorized manner.
  • Interfere with or disrupt the integrity or performance of the Service or its underlying infrastructure.
  • Circumvent, disable, or otherwise interfere with any security, rate-limiting, or access-control features of the Service.
  • Use the Service to develop a competing product or service.
  • Resell, sublicense, or redistribute access to the Service without our prior written consent.
  • Use the Service for any purpose that violates applicable local, national, or international law or regulation.

6.3 Prohibited Knowledge Base Content

  • Upload content that contains malware, viruses, or other harmful code.
  • Upload content that you do not have the right to use (e.g., pirated books, copyrighted material without license).
  • Upload content that contains sensitive personal data of third parties without their consent.
  • Upload content that provides instructions for illegal activities, weapons manufacturing, drug production, or other dangerous activities.

6.4 Enforcement

We reserve the right to investigate and take appropriate action against any violation of this Acceptable Use Policy, including but not limited to: removing or disabling offending content, suspending or terminating accounts, and reporting violations to law enforcement where required or appropriate.


7. Intellectual Property

In short: You own your content. We own the platform. You grant us a license to operate the Service with your content.

7.1 Your Content

You retain all ownership rights in the Content you upload to the Service. By uploading Content, you grant ExpertWin a worldwide, non-exclusive, royalty-free, sublicensable license to use, process, store, reproduce, and display your Content solely for the purpose of providing and improving the Service. This license terminates when you delete your Content or your account, subject to the retention periods specified in our Privacy Policy.

7.2 AI-Generated Content

Responses generated by your AI Persona using your Knowledge Base are considered derivative works of your Content. You are responsible for the accuracy and legality of AI-generated responses. ExpertWin does not claim ownership over AI-generated content produced through the Service.

7.3 Our Platform

The Service, including its design, code, algorithms, branding, trademarks, logos, documentation, and all underlying technology, is the exclusive property of ExpertWin and is protected by intellectual property laws. Nothing in these Terms grants you any right, title, or interest in our intellectual property except the limited license to use the Service as described herein.

7.4 Feedback

If you provide us with suggestions, ideas, or feedback regarding the Service (“Feedback”), you grant us an unrestricted, perpetual, irrevocable, royalty-free license to use, implement, and incorporate such Feedback into the Service without any obligation to you.


8. Subscription Plans and Payment

In short: Choose a plan, pay on time, and understand what happens when you don’t.

8.1 Subscription Plans

The Service is offered under various Subscription Plans with different features, usage limits, and pricing tiers. A free tier may be available with limited functionality. Details of current Subscription Plans, including pricing, features, and limits, are available on our website.

8.2 Billing and Payment

  • Paid Subscription Plans are billed in advance on a recurring basis (monthly or annually, depending on your selection).
  • All payments are processed through our third-party payment providers (currently Stripe and supported cryptocurrency processors).
  • Prices are stated exclusive of applicable taxes unless otherwise indicated. You are responsible for all applicable taxes.
  • We do not store full credit card details on our servers. All payment information is handled securely by our payment processors.

8.3 Price Changes

We reserve the right to change our pricing at any time. We will provide at least 30 days’ advance notice of any price increase via email. Price changes will take effect at the start of your next billing cycle following the notice period. If you do not agree with a price change, you may cancel your Subscription Plan before the new pricing takes effect.

8.4 Failed Payments

If a payment fails, we will attempt to process the charge up to three additional times over a 10-day period. If all attempts fail, your account may be downgraded to the free tier or suspended until the outstanding balance is resolved. We will notify you of any payment failures via email.

8.5 Refund Policy

Subscription fees are generally non-refundable except:

  • If we materially breach these Terms and fail to cure the breach within 30 days of written notice.
  • If required by applicable consumer protection law in your jurisdiction.
  • At our sole discretion, on a case-by-case basis for exceptional circumstances.

Refund requests should be directed to billing@expertwin.net within 14 days of the relevant charge.


9. Cancellation and Termination

In short: You can cancel anytime. We can terminate for cause. Here’s what happens to your data.

9.1 Cancellation by Creator

You may cancel your Subscription Plan at any time through your account settings or by contacting support@expertwin.net. Upon cancellation:

  • Your subscription will remain active until the end of the current billing period.
  • Your account will be downgraded to the free tier (if available) or deactivated at the end of the billing period.
  • You may export your data before the cancellation takes effect.

9.2 Account Deletion

You may request complete deletion of your account and associated data by contacting privacy@expertwin.net. Upon account deletion:

  • All your bots and AI Personas will be immediately deactivated.
  • Your Knowledge Base content will be queued for deletion.
  • End User data will be deleted or anonymized within 90 days.
  • Billing data will be retained as required by law (up to 7 years).
  • All other data will be permanently deleted within 12 months.

9.3 Termination by ExpertWin

We may suspend or terminate your account immediately and without prior notice if:

  • You materially breach these Terms (including the Acceptable Use Policy).
  • You fail to pay outstanding fees after reasonable notice.
  • Your use of the Service poses a security risk or may cause harm to other users or the platform.
  • We are required to do so by law, regulation, or court order.
  • Your account has been inactive for more than 12 consecutive months (with 30 days’ prior notice).

For non-urgent violations, we will make reasonable efforts to provide notice and an opportunity to cure the breach before termination.

9.4 Effect of Termination

Upon termination, all rights granted to you under these Terms will immediately cease. Sections that by their nature should survive termination will survive, including but not limited to: Intellectual Property, Limitation of Liability, Indemnification, Dispute Resolution, and any accrued payment obligations.


10. Disclaimers

In short: We provide the Service “as is.” AI-generated content may not always be accurate.

10.1 Service Disclaimer

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

10.2 AI Content Disclaimer

AI-generated responses are produced by third-party large language models (LLMs) and may contain inaccuracies, errors, hallucinations, or inappropriate content. ExpertWin does not guarantee the accuracy, completeness, reliability, or appropriateness of any AI-generated content. Creators are responsible for reviewing and monitoring their AI Persona’s outputs.

10.3 Third-Party Services

The Service relies on third-party providers (including Telegram, OpenAI, Anthropic, Google, AWS, and Stripe). We are not responsible for the availability, accuracy, or performance of these third-party services. Outages or changes in third-party services may affect the functionality of the Service.

10.4 No Professional Advice

Content delivered through AI Personas does not constitute professional, legal, medical, financial, or any other form of expert advice. End Users should not rely on AI-generated responses as a substitute for qualified professional guidance.


11. Limitation of Liability

In short: Our liability is limited. We are not responsible for indirect damages.

11.1 Exclusion of Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EXPERTWIN, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, data, or business opportunities.
  • Loss of goodwill or reputation.
  • Cost of procurement of substitute services.
  • Damages arising from any AI-generated content or bot behavior.
  • Damages arising from unauthorized access to or alteration of your data.

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.2 Aggregate Liability Cap

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED US DOLLARS (USD $100).

11.3 Exceptions

Nothing in these Terms shall exclude or limit liability for: (a) death or personal injury caused by negligence; (b) fraud or fraudulent misrepresentation; (c) any liability that cannot be lawfully excluded or limited under applicable law, including UK Consumer Rights Act 2015 where applicable.


12. Indemnification

In short: You agree to defend us against claims arising from your use of the Service.

You agree to indemnify, defend, and hold harmless ExpertWin, its directors, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • Your use of the Service or any Content you upload, create, or distribute through the Service.
  • Your breach of these Terms, including the Acceptable Use Policy.
  • Your violation of any applicable law, regulation, or third-party right (including intellectual property, privacy, or data protection rights).
  • Any claim by an End User arising from their interaction with your AI Persona or bot.
  • Your failure to maintain an adequate End User Privacy Policy or to comply with data protection obligations.
  • Any content imported from third-party integrations that infringes on third-party rights.

We will provide you with prompt notice of any such claim and cooperate reasonably in its defense, at your expense.


13. Confidentiality

In short: We keep your data confidential. You keep our non-public information confidential.

Each party agrees to keep confidential any non-public information received from the other party in connection with the Service (“Confidential Information”). Confidential Information does not include information that is: (a) publicly available through no fault of the receiving party; (b) rightfully received from a third party without restriction; (c) independently developed without reference to the disclosing party’s Confidential Information; or (d) required to be disclosed by law, provided the receiving party gives reasonable prior notice where permitted.


14. Dispute Resolution

In short: We prefer to resolve disputes informally first. If that fails, disputes go to arbitration or courts depending on your jurisdiction.

14.1 Informal Resolution

Before initiating any formal dispute resolution proceedings, you agree to first contact us at legal@expertwin.net and attempt to resolve the dispute informally for at least 30 days. Most disputes can be resolved quickly and amicably through direct communication.

14.2 Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

14.3 Jurisdiction

For disputes that cannot be resolved informally:

  • For business users: Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
  • For consumers: If you are a consumer within the UK or the EU, you retain the right to bring proceedings in your local courts as provided by applicable consumer protection legislation.

14.4 Class Action Waiver

To the extent permitted by applicable law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not as part of a class, consolidated, or representative action.


15. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under these Terms if such failure or delay results from circumstances beyond the party’s reasonable control, including but not limited to: natural disasters, acts of war or terrorism, epidemics or pandemics, government actions or regulations, power or internet outages, third-party service failures, or cyberattacks. The affected party shall promptly notify the other party and use reasonable efforts to mitigate the effects of the force majeure event.


16. General Provisions

16.1 Entire Agreement

These Terms, together with our Privacy Policy (including its appendices) and any applicable Subscription Plan terms, constitute the entire agreement between you and ExpertWin regarding the Service and supersede all prior or contemporaneous agreements, representations, or understandings.

16.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

16.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

16.4 Assignment

You may not assign or transfer these Terms, or any rights or obligations hereunder, without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of all or substantially all of our assets, upon notice to you.

16.5 Notices

We may provide notices to you via email (to the address associated with your account), platform notifications, or by posting on our website. You may provide notices to us by emailing legal@expertwin.net. Notices are deemed received: (a) immediately if delivered via platform notification; (b) 24 hours after sending if delivered via email; or (c) 5 business days after posting if delivered via website.

16.6 No Third-Party Beneficiaries

These Terms do not confer any rights or remedies upon any third party, except as expressly stated herein. End Users are not third-party beneficiaries of these Terms.

16.7 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, employment, agency, or franchise relationship between you and ExpertWin. Neither party has the authority to bind the other or incur obligations on the other’s behalf.


17. Changes to These Terms

In short: We may update these Terms. Material changes get 30 days’ notice.

We reserve the right to modify these Terms at any time. We will notify Creators of any material changes at least 30 days in advance via email or platform notification. For non-material changes, we will update the “Last Updated” date at the top of these Terms.

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree with any changes, you must stop using the Service and cancel your account before the changes take effect.


18. Contact Information

For questions about these Terms:

  • General inquiries: support@expertwin.net
  • Legal matters: legal@expertwin.net
  • Billing inquiries: billing@expertwin.net
  • Privacy and data protection: privacy@expertwin.net
  • Address: [Your registered business address]